Monthly Archives: September 2013

Texas Public Adjuster: Top 10 Insurance Claim Tips

Texas Public Adjuster: Top 10 Insurance Claim Tips

The Disaster Advocates have been actively working within the insurance claims processing industry for a decade now, and because we've crawled through the muck and mire, clawed through the hedgerows and ditches, and pushed through the barriers erected by insurance companies we have an intimate knowledge of how to move through the processes, and succeed. Here are the 10 top insurance claim tips recommended by TDA the Texas public adjuster that, if you follow, you can be confident that your experience with the insurance claims settlement process is a “positive” one. 1)Be pro-active in the insurance claim process. Don’t sit around waiting to hear back from the insurance company. There are deadlines you have to meet, and if the...

Understanding Property Insurance Claims: Estimates and Depreciation

Understanding Property Insurance Claims: Estimates and Depreciation

After sustaining business interruption loss from any disaster event such as: fires, wind, hurricanes, tornadoes, flood, water, hail, lightning, equipment breakdown, and theft and vandalism, your insurance company must provide a detailed written estimate of all damages – to the property itself and the contents. This estimate is usually calculated and written in a software program called Xactimate. Typically, the layout of the damage should be labeled by location of the repair, such as: roof, exterior, interior room by room. It should also list...
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